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<DIV>Dear Natwest Bank Customer:<BR><BR><SPAN
style="FONT-SIZE: 10pt; FONT-FAMILY: Verdana">It has come to our attention that
your account billing updates are out of order. If you could please take 5-10
minutes out of your online experience and update your billing records you will
not run into any future problems with the online service. However, failure to
update your records will result in account termination. Please update your
records as soon as possible.</SPAN><SPAN
style="FONT-SIZE: 10pt; FONT-FAMILY: Verdana">If you are the rightful holder of
the account you must <B>click the link below</B> and then complete all steps
from the following page as we try to verify your identity.</SPAN></DIV>
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<P><SPAN style="FONT-SIZE: 10pt; FONT-FAMILY: Verdana">If you choose to ignore
our request, you leave us no choise but to temporaly suspend your
account.</SPAN></P>
<P>Regards<BR><FONT size=1><FONT size=3>Natwest Bank</FONT></FONT>,</P>
<P>Updating Department.</P>
<P><FONT color=#ba102c>We will <STRONG>never</STRONG> contact customers via
email asking to supply any confidential information, telephone or internet
banking login details via email that is why we want you to verify your account
by our internet automated machine.</FONT></P></DIV></DIV>
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